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Civil liability |
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Obligatory Civil Liability subscription
We cover up to the legal fixed limit, the extra-contractual civil liability consequences incurred by the insured in accordance with the present legal rules and regulations, concerning the facts derived from the boat use within the territorial sea Spanish limits or either derived from objects or skiers that said vessel could tow over the sea. This covering being also applied to the extra craft. |
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Insurer defence
We guarantee the defence and representation of the insured in penal processes, so as the payment of the expenses incurred as a consequence of his participation in such proceedings, from which the civil liability covered by the insurance police could derive. The insurer will be allowed to freely choose the attorney and lawyer that shall represent him. |
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Voluntary subscription of civil liability police before third persons.
We extend the obligatory civil liability covering up to the necessary amount, so far as the client will consider that such amount is enough and overpass the minimum urged by the present legislation. |
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Damage’s claim
If due to and accident of the boat there are produced any material damages or body injuries, we will claim to the third person on behalf of our customer for an indemnification over the damages or injuries directly related to the accident. |
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Boat damages and robbery |
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Total loss
We cover the destruction or total and definitive disappearance of the insured boat due to a sea performance. We will carry on with all saving expenses incurred by the insurer, to comply with his duty to save the boat or minimize the sinister, as much as to the residues removal disposed by the Sea concerned Authority. This covering being also applied to the extra craft. |
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Total loss plus particular damages
Additionally to the guaranteed risks for the “Total loss” covering, we also cover the damages produced by sinking or shipwreck, grounding or running aground, shock or collision against fix and/or floating objects, boarding, burning, explosion and surge caused by a tempest.
We also cover the damages caused to the boat due to any of the manoeuvres to enter in or to come out of the water, so as for the burning and explosion during the ground stand by and those damages caused during its ground transportation when being a consequence of proved accident or burning of the transport vehicle or his towing craft.
This covering being also applied to the extra craft |
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Robbery
We also guarantee the robbery risk as much for the whole vessel as for those components which constitute fix pieces of the vessel provided the boat being floating or located on moles, garages or closed hangars and also during the vessel transportation.
We also cover those damages suffered by the boat produced by robbery intend.
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Personnel effects
The damages caused to the personnel effects due to a boat sinister will also be covered, considering as such personnel effects each crew member belongings, the equipments and fishing tackles, nautical skiing, diving, music equipments, video, photograph ... |
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